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2026 Edition

CostFigure 2026 Cost Index

This page turns CostFigure's live home-improvement calculator logic into one annual benchmark view. It is meant to be cited, compared, and audited, so every ranking and table points back to a visible scenario or a published state benchmark page.

Minimal editorial illustration of a house, U.S. map motif, and ranked cost benchmark worksheet.

Citation-ready summary

Based on CostFigure's 2026-03-07 benchmark scenarios across 11 live home-improvement calculators, kitchen remodel, new roof, and bathroom remodel carry the highest modeled midpoints. In the published state series, California sits 35% above the national guest-bath benchmark, while California and New York top the current roof comparison set. These figures are calculator-based modeled benchmarks, not observed transaction counts.

Benchmarks Included

11

Published State Pages Compared

21

Edition Updated

2026-03-07

Measurement Endpoint

JSON summary

Highest midpoint benchmark

Kitchen Remodel

$37,620

150 sq ft mid-range remodel with semi-custom cabinets, quartz counters, tile flooring, and mid-range appliances.

Highest midpoint benchmark

New Roof

$18,214

2,000 sq ft one-story home, architectural asphalt, standard pitch, single-layer tear-off.

Highest midpoint benchmark

Bathroom Remodel

$11,625

50 sq ft guest bath remodel, partial scope, mid-range finish, keep-existing layout.

What This Page Measures

  • National benchmark scenarios drawn from 11 live home-improvement calculators.
  • Published state comparison series for bathroom remodel and roof replacement only.
  • Modeled low, midpoint, and high ranges built from CostFigure calculator logic as of March 7, 2026.

Indexation decision: Indexable. The asset has a named dataset, visible methodology, source links, calculator deep links, first-party measurement output, and enough unique scenario depth to justify indexation.

National Benchmark Table

Each row below uses one fixed homeowner scenario. These are comparison benchmarks, not a single blended national average.

Inspect data JSON
BenchmarkLowMidpointHigh
Kitchen Remodel

150 sq ft mid-range remodel with semi-custom cabinets, quartz counters, tile flooring, and mid-range appliances.

$17,820$37,620$57,420
New Roof

2,000 sq ft one-story home, architectural asphalt, standard pitch, single-layer tear-off.

$12,670$18,214$23,758
Bathroom Remodel

50 sq ft guest bath remodel, partial scope, mid-range finish, keep-existing layout.

$8,250$11,625$15,000
Interior Painting

Whole-interior repaint with 2,000 sq ft of wall area, ceilings, trim, standard prep, and two coats.

$7,052$11,364$15,675
Deck

240 sq ft ground-level pressure-treated deck with wood railing and permit allowance.

$7,615$10,150$12,684
Fence

180 linear feet of 6 ft wood privacy fencing with one gate, removal, and permit allowance.

$5,017$8,557$12,096
Window Replacement

Ten standard vinyl double-hung windows with retrofit install and Low-E double-pane glass.

$2,980$6,165$9,350
Tile Floor Installation

150 sq ft porcelain bathroom floor with mid-range tile and minor subfloor repair.

$2,700$4,175$5,650
Drywall Installation

1,000 sq ft new drywall install across two rooms with Level 4 finish.

$1,961$2,596$3,231
Tree Removal

One large healthy tree with moderate access and stump removal included.

$1,232$2,266$3,300
Carpet Installation

300 sq ft nylon carpet install with upgraded padding and old-carpet removal.

$1,290$2,183$3,075

Bathroom Remodel Cost by State

Published state pages compare the same guest-bath scenario used in the national benchmark table.

Open parent calculator
StateMultiplierMidpointDelta
California1.35x$15,69435% above national benchmark
New York1.25x$14,53225% above national benchmark
New Jersey1.20x$13,95020% above national benchmark
Washington1.18x$13,71818% above national benchmark
Illinois1.05x$12,2075% above national benchmark
Colorado1.05x$12,2075% above national benchmark
Pennsylvania0.98x$11,3932% below national benchmark
Texas0.95x$11,0445% below national benchmark
Florida0.95x$11,0445% below national benchmark
Georgia0.92x$10,6958% below national benchmark
North Carolina0.92x$10,6958% below national benchmark

New Roof Cost by State

Published state pages compare the same architectural-asphalt reroof scenario used in the national benchmark table.

Open parent calculator
StateMultiplierMidpointDelta
California1.30x$23,67830% above national benchmark
New York1.30x$23,67830% above national benchmark
New Jersey1.22x$22,22122% above national benchmark
Washington1.18x$21,49318% above national benchmark
Colorado1.10x$20,03610% above national benchmark
Illinois1.08x$19,6728% above national benchmark
Florida0.98x$17,8502% below national benchmark
Georgia0.95x$17,3045% below national benchmark
Texas0.93x$16,9397% below national benchmark
North Carolina0.93x$16,9397% below national benchmark

Methodology

  • Each national benchmark row uses one fixed homeowner scenario rendered through CostFigure's live calculator logic with no state selected, which makes it a national baseline rather than a local quote.
  • The state comparison tables are limited to the two public state clusters CostFigure already publishes: bathroom remodel by state and new roof cost by state.
  • All benchmark rows disclose the scenario behind the number so readers can compare like with like instead of treating unlike projects as one blended average.
  • The page names external sources and the local research artifact, but the published benchmark values themselves come from CostFigure calculator code and programmatic helpers, not from claimed observed transactions.

Research artifact: docs/research/costfigure-2026-cost-index-2026-03-07.md

Caveats

  • This page is a modeled benchmark built from CostFigure calculator assumptions and state multipliers. It is not a census of completed homeowner projects.
  • The current state rankings only cover the published bathroom and roof series. Other calculators may support state-aware logic without yet having public state benchmark pages.
  • Real bids can move outside these ranges when permits, site conditions, damage, access, labor availability, or scope changes differ from the benchmark scenario.

Preferred citation: CostFigure. "CostFigure 2026 Cost Index." https://costfigure.com/research/costfigure-2026-cost-index/

Source Links

FAQ

What does the CostFigure 2026 Cost Index measure?

The CostFigure 2026 Cost Index compares fixed homeowner benchmark scenarios rendered through CostFigure's live home-improvement calculators. Each row uses a visible scenario definition, and the state tables only cover the two published state benchmark clusters: bathroom remodel and new roof cost by state.

Is this based on observed homeowner transactions?

No. This is a modeled benchmark, not an observed transaction dataset. The numbers come from CostFigure calculator logic, benchmark scenarios, and published state multiplier logic that is already live in the repo. Real bids can land outside these ranges when scope, permits, damage, or labor availability differ from the benchmark setup.

Why are only bathroom and roof state rankings included?

Those are the two home-improvement categories where CostFigure already publishes full state benchmark pages with explicit methodology, indexation logic, dataset schema, and measurement helpers. Other calculators may support state-aware logic, but they are not yet public state benchmark series, so they stay out of the state ranking table for now.

How should this page be cited?

Use the page title, canonical URL, and access date. A simple format is: CostFigure. "CostFigure 2026 Cost Index." https://costfigure.com/research/costfigure-2026-cost-index/ (accessed [date]).

Where can I inspect the underlying benchmark summary data?

CostFigure publishes a first-party measurement endpoint for this asset. It summarizes the included benchmark rows, state-series coverage, discovery surfaces, and schema inventory so the page can be inspected as a real data asset rather than a generic marketing page.

First-Party Measurement

This asset has a dedicated measurement surface so it can be treated as a real benchmark page, not only as a piece of copy. The endpoint below returns the current edition, benchmark coverage, state-series coverage, discovery surfaces, and schema inventory.